PLEASE READ THESE TERMS OF SERVICE CAREFULLY BEFORE USING THIS SITE. The Asia Insurance Directory ("Directory") permits you to use this site, subject to the following Terms of Service ("Terms"), which we may update from time to time without notice to you. Please check this page periodically for changes. By using this site after changes have been made to these Terms, you agree to the changes.

1. Links

The Directory, or third parties, may produce automated search results or otherwise provide links to other World Wide Web sites or resources. Because we do not review and have no control over such sites and resources, you acknowledge and agree that we are not responsible for the availability of such sites or resources, and do not endorse and are not responsible or liable for any content, advertising, products, or other materials on or available from such sites or resources. You further acknowledge and agree that we are not responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods or services available on or through any such site or resource.

2. Disclaimers of Warranties

YOU UNDERSTAND AND AGREE THAT TO THE EXTENT PERMITTED BY LAW:

(a) SERVICES AND CONTENT ON THIS SITE ARE PROVIDED ON AN "AS IS" AND “AS AVAILABLE” BASIS. WE EXPRESSLY DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT.

(b) THE DIRECTORY MAKES NO WARRANTY THAT (i) THE FUNCTIONS OF AND SERVICES PROVIDED IN THIS SITE WILL BE UNINTERRUPTED, SECURE OR ERROR-FREE, (ii) DEFECTS WILL BE CORRECTED, OR (iii) THIS SITE OR THE SERVER THAT MAKES THE SERVICES AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

(c) WE MAKE NO WARRANTY REGARDING THE ACCURACY, INTEGRETY OR QUALITY OF THE CONTENT OR RESULTS OF THE SERVICES IN THIS SITE, INCLUDING, BUT NOT LIMITED TO, ANY WARRANTY THAT SUCH CONTENT OR RESULTS WILL BE FREE OF MATERIAL THAT IS OFFENSIVE, INDECENT OR OBJECTIONABLE.

3. Limitation of Liability

IN NO EVENT WILL THE DIRECTORY BE LIABLE FOR ANY DIRECT, INDIRECT, CONSEQUENTIAL, INCIDENTAL, SPECIAL OR EXEMPLARY DAMAGES FOR ANY USE OF THIS SITE, OR USE OF ANY OTHER LINKED SITE, EVEN IF WE ARE ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. YOUR SOLE REMEDY IS TO DISCONTINUE THE USE OF THE SITE.

4. Privacy

Your privacy is important to us. All information gathered by us from you in connection with your use of this site will be governed by the provisions of the Directory Privacy Policy. We do not control the privacy practices of those sites to which we link and, therefore, we encourage you to read the privacy policies of those particular sites before their use is contemplated.

5. General Information

These Terms constitute the entire agreement between you and the Directory and govern your use of this site, superceding any prior agreements between you and us. You also may be subject to additional terms and conditions that may apply when you visit any linked sites, and we encourage you to read the terms of service on these other sites before using any of the services offered by these sites.